Save $$$$$ and buy these layered template sets as a bundle! Looking for an album for all of your scrapbooking needs? This digital scrapbooking album by Cindy Schneider is the perfect addition to your scrapbooking stash. With the Universal 10 Album, and both Add Ons you have a great selection of templates to scrap all your photos from the past year or upcoming year. There is a template for everything!! There are 2 dedicated pages for each month, or you can mix and match by changing out the wordart to create a beautiful coordinated 2 page spread that works perfectly with your photos. Also included are 2 Add-on packs for everyday and celebratory layouts which were created to perfectly coordinate with Universal Album 10! All these templates can also be used independently to create gorgeous single page layouts for any type of layout. Just remove the wordart and replace with your own! They are super versatile. Each template in the Album as well as the Add-ons come with alternate wordart in PSD, TIFF and PNG file formats! Universal Album 10 contains 25 - 12x12 inch digital scrapbooking layered templates, both in .psd and .tiff formats as well as additional wordart pieces in PSD, TIFF and PNG file formats. The digital scrapbooking templates include basic drop shadows which can easily be removed or customized. Universal Album 10 Add-on 1 contains 6 - 12x12 inch digital scrapbooking layered templates, both in .psd and .tiff formats as well as additional wordart pieces in PSD, TIFF and PNG file formats. The digital scrapbooking templates include basic drop shadows which can easily be removed or customized. Universal Album 10 Add-on 2 contains 6 - 12x12 inch digital scrapbooking layered templates, both in .psd and .tiff formats as well as additional wordart pieces in PSD, TIFF and PNG file formats. The digital scrapbooking templates include basic drop shadows which can easily be removed or customized. Also included are the individual PNG files for each of the templates, as well as the .page file for each template (SBC+3 and SBC4 users).